Wheelchair Accessible Vehicle Finance
Welcome to FMC Cars - your trusted car finance broker for Hire Purchase (HP) agreements. We are here to help you make the right decision when looking at finance options for your next wheelchair accessible vehicle that are available.
Whether you want to discuss Hire Purchase, or maybe you would like to look at Contract Hire, we have you covered.
We understand that finding the right wheelchair accessible vehicle finance option can be a daunting task. That's why we're here to help. At FMC Cars, we work with a wide range of lenders to provide you with a comprehensive range of wheelchair accessible vehicle finance options. If you're looking for HP then we've got you covered.
A number of the finance options we offer are explained in the videos below. For more information contact us through the enquiry form or call us to discuss with one of our expert team.
What is HP Finance?
Hire Purchase Finance is a type of loan that is specifically designed for individuals or businesses who wish to purchase an item, such as a vehicle or equipment, but cannot afford to pay for it in full upfront. HP Finance allows the borrower to spread the cost of the purchase over an agreed period of time, typically between one and five years.
How does HP Finance work?
When you take out an HP Finance agreement, the lender will purchase the item on your behalf and then hire it out to you over the agreed period. The borrower will typically need to make a deposit, followed by a series of monthly payments. Once all payments have been made, the borrower will own the item outright.
Benefits of HP Finance
There are several benefits to choosing HP Finance as a way to purchase a vehicle or equipment. These include:
Affordable monthly payments
One of the most significant benefits of HP Finance is that it allows you to spread the cost of the purchase over time, making it more affordable to pay for in smaller monthly payments.
Frequently Asked Questions
Common questions about wheelchair accessible vehicle finance options available from FMC Cars in Kidderminster, Worcestershire.
What finance options does FMC Cars offer?
FMC Cars offers a range of wheelchair accessible vehicle finance options through multiple lenders. Hire Purchase (HP) is the most common choice, but Contract Hire may also be available depending on your needs.
What is Hire Purchase (HP) finance?
Hire Purchase is a finance agreement that lets you spread the cost of a vehicle over monthly payments. You typically pay a deposit, followed by fixed instalments. Once all payments are complete, you own the vehicle outright.
How does HP finance work?
The lender purchases the vehicle and hires it to you over an agreed term. You make a deposit and monthly payments. After the final payment, ownership transfers to you.
What are the benefits of HP finance?
HP finance offers affordable monthly payments, a clear repayment structure, and eventual full ownership. It can be a suitable option if you want predictable costs and long‑term use of your wheelchair accessible vehicle.
Can FMC Cars help me choose the right finance option?
Yes. FMC Cars acts as a finance broker and works with a wide range of lenders. The team can explain HP, Contract Hire and other available options to help you choose the most suitable finance arrangement.
Do FMC Cars finance options apply to all wheelchair accessible vehicles?
Finance options are available across a wide range of FMC Cars’ wheelchair accessible vehicles. Availability may vary depending on the lender and your circumstances.
How do I apply for finance?
You can apply by contacting FMC Cars through the finance enquiry form or by calling the team. They will guide you through the application process and discuss available options.
Where is FMC Cars located?
FMC Cars is located at 118 Franche Road, Kidderminster, Worcestershire, DY11 5BJ.
What are FMC Cars’ opening hours?
Sales opening hours are Monday to Friday 09:00–16:30, Saturday 09:00–16:00, and Sunday closed.